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Cape Girardeau Missouri Legal Blog

Premises liability protections for victims of accidents

Premises liability law protects victims who have been harmed on the property of another. These are important protections for accused individuals to be familiar with the legal options that may be available to them if they have suffered physical, financial or emotional harm as a result of a slip and fall or other type of injury suffered on the property of another.

Property owners have the responsibility to maintain their property for the safety of others and those on property of another have the right to be safe on another's property. Premises liability law holds property owners responsible for accidents and injuries and occur on their property. A personal injury claim for a slip and fall or other accident can help injured victims recover compensation for their damages including for their physical, financial and emotional damages.

Credit card debt can quickly become an overwhelming issue

For many people, Chapter 7 bankruptcy is the best option when faced with overwhelming debt. Medical debt is a common issue that can lead to bankruptcy. Conditions like cancer, that require ongoing, expensive treatment, often leaving people with five or six figures worth of medical debt.

However, you don't have to get sick to end up in a financially difficult situation. Many individuals find that just using credit cards for monthly and weekly expenses can quickly lead to financial hardship. Thankfully, like medical debt, credit card debt is typically unsecured. It is eligible for discharge in Chapter 7 bankruptcy proceedings.

The steps to take following a car accident

The steps that come after a car accident are important for injured victims and their families to be familiar with and to understand. A car accident can leave victims unexpectedly facing medical expenses, lost wages and emotional harm they do not know what to do with. Fortunately, the personal injury legal process protects them.

Knowing what actions to take following a car accident can help down the road during the recovery and healing process but can also preserve a claim for damages the car accident victim may later want to consider. Following a car accident, it is important to remain at the scene of the accident and to contact police. Not only can police and medical personnel provide emergency and medical resources to victims, summoning the police will also create a police report of the accident which can be useful if a personal injury claim for damages is later made.

What types of damages can I receive after my car accident?

Workers' compensation is a type of insurance that is available through a worker's employer. Because it provides protections for injured workers and their families, it is important to be familiar with the circumstances under which workers' compensation may be used.

Workers' compensation provides protections for workers in circumstances of workplace injuries or illnesses. Worker's compensation benefits are considered no-fault, which means they are generally available regardless of the circumstances that led to the injury or illness. Workers' compensation benefits can help with a variety of concerns that injured workers and their families may face.

Slip-and-fall injuries at big stores can cause serious injuries

Going to the store is something that may hurt your wallet, but it shouldn't leave you injured anywhere else. Any business that has a facility open to the public has an obligation to maintain safe facilities. Unfortunately, with large stores, it is easy for maintenance issues and cleaning issues to go unattended for some time.

This can lead to an unfortunate accident, such as a slip-and-fall incident. Slipping on a wet surface, overly waxed floors or spilled items can lead to serious, even life-altering, injuries. People who experience a slip-and-fall can end up suffering traumatic brain injuries, soft tissue injuries and broken bones. If the circumstances of your slip-and-fall incident relate to a failure on the part of a business owner to maintain safe facilities, you may have grounds for a premises liability lawsuit.

Bankruptcy vocabulary: Do you know these 3 terms?

When it comes to learning any new topic, vocabulary is key. After all, if you know the "lingo," you won't be caught off-guard when your bankruptcy attorney or the bankruptcy judge refers to different important topics.

Ultimately, learning all the terms you need to know to successfully navigate a Chapter 7 or Chapter 13 bankruptcy process takes time -- and that's why bankruptcy lawyers spend years studying and practicing law to perfect their knowledge of the topic. However, it never hurts to know a few basics before you engage in a serious legal process like bankruptcy.

What types of damages can I receive after my car accident?

As any car accident victim knows, car accident damages are helpful to understand. Victims of car accidents will likely quickly find that they run into a number of unexpected expenses following a car accident and costs and may wonder what they can do about it.

One of the most common types of damages associated with a car accident, that victims may be able to recover through a personal injury claim for damages, are medical expenses. Car accident victims may encounter many different types of medical expenses including consultations with medical and health care providers and professionals; ambulance fees; physical and cognitive therapy; accessories such as crutches or heating pads; and the costs of in-home services. Damages for disfigurement and disability may also be available as the circumstances warrant. In some situations, car accident damages may also include future medical care costs.

Workers' compensation benefits can be a lifesaver

A workplace injury or illness can have a far-reaching impact on injured workers, which is why they should be familiar with what the need to do after an accident, and learn about the help available to get them back on their feet.

First, the worker should get immediate medical attention, if necessary. The worker should report the injury to his or her employer as soon as possible. If all goes smoothly, the worker will be able to file a claim for workers' compensation benefits, and the benefits will pay for medical care and provide some income while the employee is unable to return to work. However, it is very common for claims to be rejected or for benefits to be insufficient to cover medical bills and expenses. A workers' compensation attorney can be crucial in helping workers fight for their rights.

How medical debt can push you into bankruptcy

You have always carefully watched your financial decisions. You limited credit card debt to only what you could pay off during the month. You bought a house that cost far less than you could actually afford. You bought a used car with your savings so you would not have a car payment. You never took out payday loans or other high-interest loans.

For years, you worked on your credit score. You made smart decisions. Even though you heard stories about people getting trapped by massive debt, you never thought it would happen to you.

What property is exempt from a Chapter 7 bankruptcy?

Personal bankruptcy protections serve as an important resource for individuals struggling with debt who are seeking a fresh start. Chapter 7 bankruptcy is one type of personal bankruptcy that may allow the filing party to liquidate their assets to repay creditors.

It is important to understand that Chapter 7 bankruptcy does not require the filing party to start from scratch following their bankruptcy. Understanding that some types of property are exempt from the bankruptcy process may help quell some anxiety the filing party may feel concerning the process. Once a Chapter 7 bankruptcy filing has been made, an automatic stay also goes into effect that prevents creditor collection actions during the process.

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