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Alcohol is involved in many car accidents in Missouri

There are a number of reasons that car accidents occur in Missouri. Some reasons are out of the control of the driver such as when there is bad weather. However, most of the time the accidents are due to the drivers making mistakes. This could be that a driver ran a stop sign or stop light, did not look before changing lanes, were distracted on their phones or other things, speeding or one of the most dangerous reasons, driving while under the influence of alcohol.

Now that the holiday season is here, there are many parties and gatherings that people will be attending and often times these events involve alcohol. So, it is extra important during this season to ensure that people do not drive drunk. There are many accidents when alcohol is involved. The statistics show that the number of accidents has been going down throughout the years, but in 2014 there were still a large number of accidents. There were 189 fatal accidents and 2,424 accidents in which people were injured.

Common reasons for slip-and-fall accidents at stores

While online shopping may be becoming more and more common in Missouri, people still need to go to stores and other places of business every day. This could be the grocery store, a convenience store, department stores or many other places. When people enter into these places the property owners have a duty to keep the floors free of dangerous conditions, which may cause people to fall or be injured in other ways.

There are many reasons that people may slip and fall, but some are more common than others. These reasons include, but are not limited to, the property owners failing to warn people of wet floors or not putting up barriers to prevent people from walking in wet areas. Sometimes the floors may have too much wax or be unevenly waxed creating different floor textures as people walk. The carpet could be worn or torn, rugs fray or are not put down all the way to the ground causing people to trip and many other factors.

Injured workers need to know how to apply for workers' comp

The period of time following a workplace accident can be stressful and overwhelming, which is why injured workers should know how to respond when they have been involved in a workplace accident. A workplace injury can have a broad impact on the life of an injured worker and their family, as it can lead to the need for medical care and the inability to work.

Workers' compensation benefits may be available in circumstances of both workplace injuries and occupational illnesses suffered by workers. Knowing what to do following a workplace accident or injury in order to make a claim for workers' compensation benefits is important. Injured workers should know how to gather the documents they need and complete the paperwork to make a workers' compensation claim.

Here are the top benefits of Chapter 7 bankruptcy

If you find yourself in financial distress with concerns about your future, it may be time to learn more about Chapter 7 bankruptcy. It's not the best solution for everyone, but it's something to consider. After you learn more, you can then make a final decision as to whether it can benefit you now or down the road.

Here are the top benefits of Chapter 7 bankruptcy:

  • A fresh start: Once the Chapter 7 bankruptcy process comes to a completion, you're in position to start fresh. While you can't discharge every type of debt (such as student loans), you can rid yourself of most of it. You then have more control of your financial future.
  • No limitation on how much debt you can have: With Chapter 13 bankruptcy, there is a limit on how much debt you can have when filing. This isn't the case with Chapter 7 bankruptcy, which makes it easier for people who are swimming in more debt than they can handle.
  • You keep all your future income: One of the biggest disadvantages of Chapter 13 bankruptcy is the requirement to repay some or all of your debts through a repayment plan. This means that you won't have much, if any, disposal income in the future. Chapter 7 bankruptcy doesn't work the same way, as there is no repayment plan.
  • It's fast: Things can happen that slow down your case, but the discharge of debt in a Chapter 7 bankruptcy typically occurs within two to three months. A Chapter 13 repayment plan remains in effect for three to five years, thus leaving this hanging over your head.
  • Stop foreclosure: Thanks to the automatic stay, you can stop the foreclosure process. This gives you time to regroup and implement a strategy for staying in your home.

Why is distracted driving such a huge problem?

Experts often blame distracted driving for increases in deadly accidents in recent years. People can't seem to keep their eyes on the road and their minds on the task at hand. In some tragic cases, other people literally die because of it.

Maybe you've already been in an accident with a distracted driver, finding yourself in the hospital because of someone else's inexplicable negligence. Maybe you've had a near-miss incident where you had to lay on the horn and swerve to avoid a driver with his or her head buried in a cellphone. Maybe you've just seen so many news stories about distracted driving accidents that you're worried, though you haven't been involved in one yet.

Missouri Governor focuses on driver safety

Car accidents can have deadly consequences for victims and their families and can change their lives forever. Missouri's Governor recently declared an effort to focus on dangerous driving habits in the state. He encouraged drivers to fasten their seatbelts, put their phones down and not engage in distracted driving behaviors. Car accidents are the leading cause of death for individuals ages 15 to 20 and distracted driving is the primary cause of those motor vehicle accidents.

Recent research from AAA reveals that any form of distraction while driving can be dangerous. The Governor challenged other Missourians to pledge to buckle up and put their phones down, joining 5,000 individuals and 400 companies that have already made the pledge. He also signaled a willingness to look at strengthening the state's texting while driving laws. Distracted driving is especially dangerous and can lead to harm on the roadways.

Premises liability protections for victims of accidents

Premises liability law protects victims who have been harmed on the property of another. These are important protections for accused individuals to be familiar with the legal options that may be available to them if they have suffered physical, financial or emotional harm as a result of a slip and fall or other type of injury suffered on the property of another.

Property owners have the responsibility to maintain their property for the safety of others and those on property of another have the right to be safe on another's property. Premises liability law holds property owners responsible for accidents and injuries and occur on their property. A personal injury claim for a slip and fall or other accident can help injured victims recover compensation for their damages including for their physical, financial and emotional damages.

Credit card debt can quickly become an overwhelming issue

For many people, Chapter 7 bankruptcy is the best option when faced with overwhelming debt. Medical debt is a common issue that can lead to bankruptcy. Conditions like cancer, that require ongoing, expensive treatment, often leaving people with five or six figures worth of medical debt.

However, you don't have to get sick to end up in a financially difficult situation. Many individuals find that just using credit cards for monthly and weekly expenses can quickly lead to financial hardship. Thankfully, like medical debt, credit card debt is typically unsecured. It is eligible for discharge in Chapter 7 bankruptcy proceedings.

The steps to take following a car accident

The steps that come after a car accident are important for injured victims and their families to be familiar with and to understand. A car accident can leave victims unexpectedly facing medical expenses, lost wages and emotional harm they do not know what to do with. Fortunately, the personal injury legal process protects them.

Knowing what actions to take following a car accident can help down the road during the recovery and healing process but can also preserve a claim for damages the car accident victim may later want to consider. Following a car accident, it is important to remain at the scene of the accident and to contact police. Not only can police and medical personnel provide emergency and medical resources to victims, summoning the police will also create a police report of the accident which can be useful if a personal injury claim for damages is later made.

What types of damages can I receive after my car accident?

Workers' compensation is a type of insurance that is available through a worker's employer. Because it provides protections for injured workers and their families, it is important to be familiar with the circumstances under which workers' compensation may be used.

Workers' compensation provides protections for workers in circumstances of workplace injuries or illnesses. Worker's compensation benefits are considered no-fault, which means they are generally available regardless of the circumstances that led to the injury or illness. Workers' compensation benefits can help with a variety of concerns that injured workers and their families may face.

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