If you suffered an injury at work, you know that this can impact you long-term. In many cases, work accidents are much more than just an inconvenience, and you could suffer the financial impacts for weeks or months to come. It can be intimidating to face the future after this type of event, but thankfully, there are options for support available to you. One option you have is to seek compensation and benefits through the workers’ compensation system.
Workers’ compensation insurance is carried by employers as a way to support employees and cover their needs in the event of a work-related accident. Even if you have a valid reason to seek this type of support, you may not feel that you understand how to move forward with your claim and ensure that you get what you need and deserve. You may benefit from an understanding of the workers’ compensation claims process and what you can do to ensure you have what you need for recovery.
After a work accident
Protecting your rights and interests starts immediately after an accident in the workplace. There are certain steps you can take that will allow you to more effectively navigate the claims process and secure the practical and financial support you need during recovery. It is important to remember that you don’t have to prove fault in order to secure recovery through a workers’ compensation claim. After a work accident, you will benefit from taking the following steps:
- Seek immediate medical attention for your injuries
- Notify your employer immediately of the accident, noting the types of injuries you received, the extent of the injuries and other details of the incident
- Complete the necessary paperwork to initiate a claim
The employer also bears certain responsibilities in the workers’ compensation claims process. He or she must also file paperwork with the insurance company to ensure that the employee gets what he or she needs. An employer’s failure to adhere with workers’ compensation laws is a violation of employee rights and is against the law.
Don’t leave any money on the table
It is important to remember that workers’ compensation insurance providers are concerned with their bottom lines. Injured Missouri employees may find it necessary to fight for the full recovery they deserve, including coverage of medical bills and lost wages. You do not have to navigate this process alone, and you may find it helpful to seek experienced help as you get better and move forward after a work-related accident.
