When a negligent driver injures another person, Missouri law provides that the injured can hold the driver liable for their damages, including medical expenses, lost wages, pain and suffering and so on. One of the first big steps, therefore, is proving that the driver acted negligently.
Unfortunately, it is common for people in the United States to find themselves under a mountain of debt. With the constant availability of credit cards and loans, as well as the social pressure to have an impressive car and designer brands, it can be easy to bury your head in the sand and continue to spend to no avail.
The legal theory of premises liability holds that property owners have a duty to keep their premises reasonably free from hazardous conditions. When they breach that duty, and someone is injured as a result, the owner can be held liable for the injured person's damages.