Call For A Free Consultation
Fredericktown:
573-783-5100
Cape Girardeau:
573-651-8644
${site.data.firmName}${SEMFirmNameAlt}

Phony debt collectors are on the prowl this tax season

Tax season is the time of year when debt collection scams peak and countless individuals are duped out of their hard-earned money. While phony debt collectors are nothing new, this year seems to be particularly troublesome with scams hitting unprecedented numbers. Since 2017 phony collection calls have increased by 1,218 percent with callers who claim to be the IRS threatening any innocent person who happens to answer.

How can you know if a debt collector is legitimate?

Ask for the caller's information

The law requires that a creditor identifies him or herself and gives you information regarding the debt. In addition to requesting their name, you should request the amount of the balance that they claim you owe. You can also request a validation notice that details how much the debt is. If they do not contact you within five days of your request they are breaking the law and likely a phony collector.

Verify their license

Florida law requires all collection agencies to be licensed. If you have doubts that a caller is legitimate, you can request their license number and verify it with the Florida Office of Financial Regulation. As with a validation notice, if the caller does not provide a license number they can be in violation of the law.

Identifying a phony creditor from the onset may be able to help you from falling prey to a scam. Lawful debt collectors will give you the information that you need so that they can collect the debt as quickly as possible. If you suspect that something isn't right with a debt collector, it may be a good idea to do your research before handing over your cash.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Schedule A Free Consultation

Contact the Firm

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Cape Girardeau Office 815 Independence Street Cape Girardeau, MO 63703 Phone: 573-651-8644 Fax: 573-651-8636 Cape Girardeau Law Office Map

Fredericktown Office 129 E. Main Street Fredericktown, MO 63645 Phone: 573-783-5100 Fax: 573-651-8636 Map & Directions

review us