The means test is a calculation that helps determine if you qualify for a Chapter 7 bankruptcy. Essentially, it aims to verify if your income is low enough to be eligible for debt discharge, which is the elimination of your legal obligations to repay your debts....
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Cape Girardeau Missouri Legal Blog
Holding distracted drivers accountable for causing crashes
With the increased use of mobile devices has come an uptick in distracted driving collisions. People have a hard time ignoring their phones when they drive. The issue is serious enough that state lawmakers have enacted a prohibition on manually using mobile devices...
Who can you hold liable for your car accident?
Imagine you’re driving home from work when suddenly, another car crashes into you. The accident wasn’t your fault, but now you’re facing medical bills and car repair costs. Who can you hold responsible? Unsurprisingly, drivers often take on the blame. However, they...
Can I file for bankruptcy more than once?
When financial troubles resurface after a previous bankruptcy, you might wonder if there is still hope for a fresh start. Can you file for bankruptcy for a second, third or even fourth time? Filing for bankruptcy multiple times is a topic that deserves careful...
Why balance transfers aren’t the way to get rid of credit card debt
Credit card debt has a way of slowly accumulating over time. People who can't pay their balances in full every month may send only the minimum payment while what they owe slowly builds due to spending, interest and even fees assessed by the credit card company. The...
Workers’ compensation for exposure to harmful substances
Exposure to harmful substances on the job can cause significant health problems. Missouri’s workers’ compensation laws protect you if you suffer from such exposure. Understanding your rights and the steps to take can help you navigate this challenging situation....
The most common cause of intersection crashes may surprise you
Many collisions take place at intersections, making them high-risk locations for most drivers. Motorists know they have to perform certain tasks when they approach an intersection. Even if they have the right of way based on signage or lights, they generally reduce...
Debunking common myths about Chapter 7 bankruptcy
There is much misinformation surrounding Chapter 7 bankruptcy. Below are two of them – and the truth behind these myths. Myth 1 – You will lose all your assets One of the biggest misconceptions is that you will lose everything you own. In reality, Chapter 7 bankruptcy...
Rush hour accidents: What you need to know
As you drive through busy streets during rush hour, you may focus on reaching your destination as quickly as possible. However, this period of heightened traffic activity also brings increased risks of accidents. Understanding these dangers and their potential...
How negligent store maintenance can lead to brain injuries
People often downplay how serious a slip-and-fall can be. Most people pick themselves up off the ground with nothing more than a few bruises. However, some people end up sustaining significant injuries when they fall at a store. If the business was negligent about...