Workers' compensation is a type of insurance that is available through a worker's employer. Because it provides protections for injured workers and their families, it is important to be familiar with the circumstances under which workers' compensation may be used.
Workers' compensation provides protections for workers in circumstances of workplace injuries or illnesses. Worker's compensation benefits are considered no-fault, which means they are generally available regardless of the circumstances that led to the injury or illness. Workers' compensation benefits can help with a variety of concerns that injured workers and their families may face.
Workers' compensation benefits can include payments for medical expenses related to the workplace injury or illness the worker has suffered; income to replace their lost wages; vocational rehabilitation costs and costs of retraining so that the injured worker can return to work; compensation for permanent injuries; compensation, in some instances, if the worker is unable to return to the same type of work they previously performed and earn less as a result; and survivor's benefits for surviving family members of a worker killed in a workplace accident. There are a variety of different types of workers who can receive workers' compensation benefits.
Workers' compensation benefits can stand between an injured worker and their inability to meet their everyday needs and medical expenses. It is vital for injured workers and their families to be familiar with the workers' compensation benefits available to them. If you have questions regarding a workplace injury, it may be helpful to contact an attorney.